A My Passport that stopped being detected, opened up on the entirely reasonable assumption that a bare drive reads on any machine. It did not — and by then the part that could have decrypted it had gone out with the packaging.
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This is a scenario, not a case study. It describes a failure pattern we handle regularly and how it is approached, written from the technical work rather than from one client's job. Our documented case files are here.
An external drive stops being detected. The advice found online is to open the case, remove the bare disk and connect it directly to a SATA port. On some enclosures that works. On several of the most common ones it produces a disk that reports as unformatted — and Windows then offers to initialise it.
Several manufacturers implement hardware encryption in the USB bridge rather than in the drive. Everything written passes through the bridge and is encrypted on the way to the platters; everything read is decrypted on the way back. The process is invisible and requires no configuration, which is why most owners have no idea it is happening.
The key is held on that bridge board. Not on the disk, not derived from a password, and not recorded anywhere else. Separate the two and the disk holds nothing but ciphertext with no means of reading it.
WD My Passport and My Book are the ranges where this catches people most often. WD Elements generally does not encrypt, which is why identical-looking advice works for one and destroys access for another.
If the drive came with software that offered password protection, it almost certainly has an encrypting bridge whether or not you set a password — on many models the hardware encrypts regardless, with the password only controlling access to the key.
The practical rule is simpler: do not shuck an external drive you might one day need to recover. There is no advantage to it in a failure scenario, and on the ranges where it matters it is irreversible.
If the enclosure has already failed and the drive inside is healthy, that is exactly the case a laboratory handles routinely — provided the board came too.